Starwood Preferred Guest from American Express Credit Card
	Annual Fee $120	Interest Rate 19.99%	Min Income Any	Apply Now on American Express's secure website
Offer Details New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 50,000 bonus points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.* (enough for 4 free nights at a Category 2 hotel) Earn 5 points for every dollar in eligible Card purchases at participating SPG®* and Marriott Rewards®* properties. Earn 2 points for every $1 in all other Card purchases. Receive an Annual Free Night Award at eligible hotels and resorts worldwide every anniversary. No annual fee on Supplementary Cards. Redeem points for free nights with no blackout dates at over 6,500 of the world's most desired hotels. Automatic Silver Elite status membership. Enjoy an automatic upgrade to Starwood Gold Elite status when you reach $30,000 in purchases on the Card each year. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply. Our Rating: Card Facts Network: American Express Institution: American Express Card Type: Rewards Reward Types: Travel Reward Point Value: $0.0223 Fees & Interest Purchase Interest Rate: 19.99% Cash Advance Interest Rate: 22.99%% First Year Annual Fee: $120 Annual Fee After First Year: $120 Eligibility Personal Income: $15000 Household Income: $0 Credit Needed: Very Good Insurance Travel Accident: Included Travel Cancelation: Not available Travel Medical: Not available Travel Intrerruption: Not available Flight Delay: Included Baggage: Included Rental Vehicle: Included

The American Express Global Network is the third largest proprietary global electronic payment network in the world. Because American Express is also a bank in most cases the American Express credit card with be issued by American Express's proprietary bank. Cardholders are charged a 2.7% international transaction fee for transactions over the network. American Express is known to offer additional benefits and rewards for those that are willing to pay a higher membership cost.

The purchase interest rate for this credit card is: 19.99% percent annually. Also the cash advance rate is: 22.99% per year.

Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.

Flight delay insurance is also included on this card. This policy provides coverage in case your flight is delayed and you incur costs related to this unexpected event. Most cards only cover you up to a fixed amount per day that can be used towards meals and accommodations.

Delayed baggage insurance is included on this card. As it can be guessed from the name, this type of insurance protects travels against the loss or delay of checked baggage that is not delivered in a set amount of time. Normally credit cards offering this type of insurance have a maximum allowance for re-inbursement.

Car rental insurance is also included on this card. Collision and damage coverage is a popular feature on credit cards that can save you money. Without this insurance policy you could be spending anywhere from $16 - $25 per day for vehicle insurance if you don't have this coverage. However it's important to note that most credit cards do not provide liability coverage therefore any damage to other cars, property or people would not be covered.

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