Canada's Best RBC Royal Bank Credit Cards 2022

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6 CARDS The total number of credit card results available for this search
Annual Fees The amount of money charged to you each year to use the card
Rewards Rate The rewards rate your credit card receive for purchases made with your card
Bonus Offer The bonus offer available when you apply for this card
YOUR ESTIMATED NET ANNUAL REWARDS
 The annual reward earnings, minus the average annual fee (fee / years), plus the average annual value of the signing bonus (bonus / years)

Visa Classic Low Rate Option
Review
$20
per year  
N/A 
 
11.99% 
on balance transfers 
Net Rewards
$-20
Show Offer Details
Offer Summary

  • Worldwide access to cash advances of up to $500 daily (up to your available credit limit)

  • Accepted at more than 600,000 locations in Canada and over 24 million worldwide

  • Time-saving autopayment service

  • Commission-free travellers cheques
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 11.99%
Cash Advance Interest Rate: 11.99%%
Balance Transfer Interest Rate: 11.99%%
First Year Annual Fee: $20
Annual Fee After First Year: $20

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

RBC Signature Rewards Visa
Review
$39
per year  
1 
point per $1 
N/A 
 
Net Rewards
$166
Show Offer Details
Offer Summary

  • Earn 1 RBC Rewards point for every one dollar in purchases† you make with the card.

  • Earn bonus points§ when you shop online at the RBC Rewards eMall™.

  • Great for frequent shoppers who want to earn premium rewards and want premium benefits.

  • Redeem for gift cards, merchandise items, travel rewards, and RBC Financial Rewards® vouchers with rewards starting as low as 2,500 points!

  • Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Orbitz‡.

  • $39 Annual Fee Rebate is available for Student Banking1 and RBC Signature No Limit Banking account owners.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $39
Annual Fee After First Year: $39

Eligibility

Personal Income: $
Household Income: $
Credit Needed: None

RBC Cash Back MasterCard
Review
$0
no fee  
2% 
cash back up to 6K 
N/A 
 
Net Rewards
$180 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • Earn 2% cash back credits† on grocery store purchases.

  • Earn up to 1% cash back credits† on all other purchases and pre-authorized payments* made with your RBC Cash Back MasterCard.

  • Cash back credits accumulate automatically and appear on your monthly statement. You won't have to keep track of points.

  • Benefit from MasterCard's worldwide acceptance and the added convenience of MasterCard PayPass‡ - a new "contactless" way to pay. It is like having exact change wherever you go; a simple tap of your card is all it takes to pay at the checkout.

  • Additional cards for co-applicants and authorized users at no extra cost.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

Westjet RBC MasterCard

Review
$39
per year  
1 
point per $1 
1.25 
points at WestJet 
Net Rewards
$191 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • 1% in WestJet dollars for every $1 spent on the card. 1.5% in WestJet dollars for every $1 spent on the card for WestJet flights or WestJet Vacations‡ packages.

  • $50 WestJet dollars as a welcome bonus when you make your first purchase with the card.

  • Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.

  • Use your WestJet dollars just like cash towards all or part of your next WestJet flight or WestJet Vacations package* - whenever you want, wherever WestJet flies.

  • No blackout periods.

  • No seat restrictions.

  • No advance booking requirements.

  • Save - even on WestJet seat...
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $39
Annual Fee After First Year: $39

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

RBC Visa Infinite Avion

Review
$120
per year  
1.25 
points per $1 
15,000  
Welcome Points 
Net Rewards
$259 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • Start Flying with 15,000 Welcome Points.

  • Earn 1 RBC Rewards point for every $1 spent using your card.

  • Earn 25% more on all travel related purchases (rental cars, hotels, etc.)

  • Earn bonus points when you shop online at the RBC Rewards eMallTM

  • Earn additional RBC Rewards points when you book travel with Carlson Wagonlit Travel‡ or rent a vehicle at any participating Thrifty Car Rental‡ locations in Canada RBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $120
Annual Fee After First Year: $120

Eligibility

Personal Income: $60000
Household Income: $120000
Credit Needed: Excellent

WestJet RBC World Elite Mastercard
Review
$119
per year  
1.5 
points per $1 
2 
points at WestJet 
Net Rewards
$401 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • 1.5% in WestJet dollars on everyday purchases

  • 2% back in WestJet dollars on WestJet flights or WestJet Vacation packages using your card

  • Get 250 welcome WestJet dollars with your first purchase.

  • Free first checked bags for the primary cardholder

  • Receive an annual round-trip companion voucher and go anywhere WestJet flies - starting at $99 (plus tax,es fees and charges)

  • No blackout periods.

  • No seat restrictions.

  • No advance booking requirements.

  • Save on WestJet's seat sales.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $119
Annual Fee After First Year: $119

Eligibility

Personal Income: $70000
Household Income: $150000
Credit Needed: Excellent
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