Canada's Best Student Credit Cards 2022

InterestRates.ca > Credit Cards > Student credit cards
4 CARDS The total number of credit card results available for this search
Annual Fees The amount of money charged to you each year to use the card
Rewards Rate The rewards rate your credit card receive for purchases made with your card
Bonus Offer The bonus offer available when you apply for this card
YOUR ESTIMATED NET ANNUAL REWARDS
 The annual reward earnings, minus the average annual fee (fee / years), plus the average annual value of the signing bonus (bonus / years)

CIBC Classic Visa for Students
Review
$0
no fee  
N/A 
 
N/A 
 
Net Rewards
$0
Show Offer Details
Offer Summary

  • Need a card with unsurpassed acceptance worldwide

  • Don't want to pay an annual fee

  • Enjoy making small purchases faster with Visa payWave™

  • Want added benefits including CIBC Convenience

  • Cheques and cash advances up to $1,000 a day

  • Want to save up to 25% on car rentals at participating Avis® and Budget® locations
Card Facts

Network:
Institution: CIBC
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

BMO SPC Air Miles MasterCard
Review
$0
no fee  
1 
point per $20 
500 
Bonus Air Miles 
Net Rewards
$140
Show Offer Details
Offer Summary

  • Limited time: Earn 500 Bonus AIR MILES Bonus Miles

  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners

  • 1 AIR MILES reward mile for every $20 that you spend on your credit card

  • No Annual fee

  • Extended Warranty

  • Purchase Protection

  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed: None

RBC Signature Rewards Visa
Review
$39
per year  
1 
point per $1 
N/A 
 
Net Rewards
$166
Show Offer Details
Offer Summary

  • Earn 1 RBC Rewards point for every one dollar in purchases† you make with the card.

  • Earn bonus points§ when you shop online at the RBC Rewards eMall™.

  • Great for frequent shoppers who want to earn premium rewards and want premium benefits.

  • Redeem for gift cards, merchandise items, travel rewards, and RBC Financial Rewards® vouchers with rewards starting as low as 2,500 points!

  • Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Orbitz‡.

  • $39 Annual Fee Rebate is available for Student Banking1 and RBC Signature No Limit Banking account owners.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $39
Annual Fee After First Year: $39

Eligibility

Personal Income: $
Household Income: $
Credit Needed: None

BMO SPC CashBack MasterCard
Review
$0
no fee  
1% 
cash back on all purchases 
4% 
cash back in your 1st 4 months  
Net Rewards
$274
Show Offer Details
Offer Summary

  • Welcome Offer: Get 4% cash back in your first 4 months to a maximum of $125 cash back

  • Earn 1% cash cack on ALL card purchases* without restrictions!

  • No annual fee

  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores

  • Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed: None
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