Canada's Best MasterCard Credit Cards 2022

InterestRates.ca > Credit Cards > Mastercard credit cards
31 CARDS The total number of credit card results available for this search
Annual Fees The amount of money charged to you each year to use the card
Rewards Rate The rewards rate your credit card receive for purchases made with your card
Bonus Offer The bonus offer available when you apply for this card
YOUR ESTIMATED NET ANNUAL REWARDS
 The annual reward earnings, minus the average annual fee (fee / years), plus the average annual value of the signing bonus (bonus / years)

BMO Preferred Rate MasterCard

Review
$20
per year  
N/A 
 
3.99% 
on transfers 1st 9 months 
Net Rewards
$-20 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Welcome Offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months

  • Free extended warranty and purchase protection

  • Zero Dollar Liability: protects you from unauthorized use of your credit card

  • Worldwide acceptance at over 30 million locations
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 11.9%
Cash Advance Interest Rate: 11.90%%
Balance Transfer Interest Rate: 11.90%%
First Year Annual Fee: $20
Annual Fee After First Year: $20

Eligibility

Personal Income: $
Household Income: $0
Credit Needed: Good

World Elite Mastercard National Bank

Review
$150
1st year free, $150 after  
2.5 
cash back on all purchases 
3.5 
points on Travel 
Net Rewards
$0 Apply Now on National Bank's
secure website
Show Offer Details
Offer Summary

  • From August 6 to November 11, 2018, you can earn 25% more points or cashback (as applicable) when you buy gas at our partner Ultramar.

  • Earn up to 2.5 points on ALL card purchases* without restrictions!

  • Get up to 3.5 points for each dollar you spend on flights and vacation packages at the online travel agency. — À la carte Travel — powered by Transat.

  • Up to $250 in Elite traveller fee rebates!

  • Out-of-province-of-residence medical/hospital insurance

  • Trip cancellation/interruption, flight delay and baggage inssurance

  • Rental vehicle insurance

  • Travel assistance service

  • Purchase protection in case of theft or damage

  • Extended Warranty
    • ...
Card Facts

Network:
Institution: National Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $150

Eligibility

Personal Income: $80000
Household Income: $150000
Credit Needed: Excellent

Desjardins Cash Back Mastercard

Review
$0
no fee  
0.5% 
cash back on all purchases 
1% 
cash back on some transactions 
Net Rewards
$90 Apply Now on Desjardins's
secure website
Show Offer Details
Offer Summary

  • Get 1% cash back on contactless payment transactions and pre-autorized payments to service providers, and 0.5% on all your other purchases. Your account is automatically credited when you accumulate $25 cash back.

  • Mobile Device Insurance

  • 3-Day Travel Insurance

  • Zero liability in case of fraudulent use of your card

  • Up to 10% hertz discount

  • Cash advances up to $2,500 per day
Card Facts

Network:
Institution: Desjardins
Type:

Fees & Interest

Purchase Interest Rate: 19.9%
Cash Advance Interest Rate: 19.99%%
Balance Transfer Interest Rate: 19.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

Harley-Davidson® Platinum Plus® MasterCard
Review
$0
no fee  
1 
point per $2 
1.99% 
rate on transfers 1st 10 months 
Net Rewards
$90 Apply Now on MBNA's
secure website
Show Offer Details
Offer Summary

  • No annual fee

  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months

  • Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡

  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡
Card Facts

Network:
Institution: MBNA
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 24.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed: Good

Shell AIR MILES World MasterCard® from BMO
Review
$99
per year  
1 
point per $1 
1.25 
miles at Shell in Canada 
Net Rewards
$122
Show Offer Details
Offer Summary

  • 1.25x Miles on card purchases at Shell locations in Canada

  • 1 Mile for every $15 in card purchases everywhere else MasterCard is accepted

  • FREE Roadside Assistance
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $99
Annual Fee After First Year: $99

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

BMO AIR MILES MasterCard

Review
$0
no fee  
2 
miles per $20 
500 
Bonus Air Miles 
Net Rewards
$140 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Get 500 AIR MILES Bonus Miles

  • Then get 1 AIR MILES reward mile for every $20 in purchases

  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred.

  • Double Dip at AIR MILES sponsored locations

  • No Annual fee

  • Receive a discount on car rentals

  • Extended Warranty

  • Purchase Protection

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

BMO SPC Air Miles MasterCard
Review
$0
no fee  
1 
point per $20 
500 
Bonus Air Miles 
Net Rewards
$140
Show Offer Details
Offer Summary

  • Limited time: Earn 500 Bonus AIR MILES Bonus Miles

  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners

  • 1 AIR MILES reward mile for every $20 that you spend on your credit card

  • No Annual fee

  • Extended Warranty

  • Purchase Protection

  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed: None

Desjardins Odyssey World Elite Mastercard

Review
$130
per year  
2 
points per $1 
N/A 
 
Net Rewards
$140 Apply Now on Desjardins's
secure website
Show Offer Details
Offer Summary

  • Exclusive advantage for Desjardins members: 20% more BONUSDOLLARS on BONUSDOLLARS accumulated annually and additional card for your spouse or other family member at no charge

  • A full complement of travel insurance up to 60 days.

  • Access to the Desjardins Odyssey Lounge at the Montreal-Trudeau airport

  • Up to 20% hertz discount

  • Cash Advances up to $5,000 per day

  • Special perks: Concierge Service, Identity Theft Assistance and Priceless cities
Card Facts

Network:
Institution: Desjardins
Type:

Fees & Interest

Purchase Interest Rate: 19.9%
Cash Advance Interest Rate: 19.99%%
Balance Transfer Interest Rate: 19.99%%
First Year Annual Fee: $130
Annual Fee After First Year: $130

Eligibility

Personal Income: $80000
Household Income: $150000
Credit Needed:

Shell AIR MILES MasterCard® from BMO
Review
$0
no fee  
1.25 
points per $1 
500 
AIR MILES Bonus 
Net Rewards
$140
Show Offer Details
Offer Summary

  • Get up to 500 AIR MILES Bonus Miles

  • New! Always get 2x the miles at participating AIR MILES Partners. That’s 2 Miles for every $20 you spend using your Shell AIR MILES MasterCard from BMO

  • 1 Mile for every $20 in card purchases everywhere else
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

Shell CashBack MasterCard® from BMO
Review
$0
no fee  
0.5% 
cash back per $1 
1.25 
cash back at Shell in Canada 
Net Rewards
$140
Show Offer Details
Offer Summary

  • Get $50 CashBack Rewards

  • 1.5 CashBack on every dollar you spend at Shell locations in Canada

  • Plus earn 1% cash back on everything else for the first 6 months and 0.5% CashBack on every dollar you spend thereafter
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed: Average

Scotia Momentum® Mastercard®
Review
$0
no fee  
1% 
cash back on eligible purchases 
7.99% 
interest rate on first 6 months 
Net Rewards
$153
Show Offer Details
Offer Summary

  • 7.99% introductory interest rate on purchases for the first 6 months

  • Cash back on everyday spending with no annual fee

  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments

  • 0.5% cash back on all other eligible everyday purchases
Card Facts

Network:
Institution: Scotiabank
Type:

Fees & Interest

Purchase Interest Rate: %
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: %
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

Presidents Choice Financial World Elite MasterCard

Review
$0
no fee  
45 
points per $1 
135 
points per $1 at Shoppers 
Net Rewards
$180 Apply Now on PC Financial's
secure website
Show Offer Details
Offer Summary

  • Apply for a new PC Financial Mastercard® and earn up to 135 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

  • No annual fee

  • All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial World Elite Mastercard, you will earn an additional points 30 points per dollar.

  • Earn 30 PC Optimum points for every $1 spent at almost 2,500 stores across the country. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.

  • Earn 10 PC Optimum points for every $1 spent everywhere...
Card Facts

Network:
Institution: PC Financial
Type:

Fees & Interest

Purchase Interest Rate: 20%
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: 22.97%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $80000
Household Income: $150000
Credit Needed: Good

Presidents Choice Financial MasterCard

Review
$0
no fee  
25 
points per $1 
115 
points per $1 at Shoppers 
Net Rewards
$180 Apply Now on PC Financial's
secure website
Show Offer Details
Offer Summary

  • Apply for a new PC Financial Mastercard® and earn up to 115 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

  • No annual fee

  • All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial Mastercard you will earn an additional points 10 points per dollar.

  • Earn 10 PC Optimum points for every $1 spent everywhere else.

  • New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

  • PC Financial® Mastercard® is provided by President’s Choice Bank. President’s Choice Bank is not responsible for...
Card Facts

Network:
Institution: PC Financial
Type:

Fees & Interest

Purchase Interest Rate: 20%
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: 22.97%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $12000
Household Income: $0
Credit Needed: Good

Presidents Choice Financial World MasterCard

Review
$0
no fee  
35 
points per $1 
125 
points per $1 at Shoppers 
Net Rewards
$180 Apply Now on PC Financial's
secure website
Show Offer Details
Offer Summary

  • Apply for a new PC Financial Mastercard® and earn up to 125 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

  • No annual fee

  • All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial World Mastercard you will earn an additional points 20 points per dollar.

  • Earn 20 PC Optimum points for every $1 spent at almost 2,500 stores across the country. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.

  • Earn 10 PC Optimum points for every $1 spent everywhere else.
    • ...
Card Facts

Network:
Institution: PC Financial
Type:

Fees & Interest

Purchase Interest Rate: %
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: 22.97%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $60000
Household Income: $100000
Credit Needed:

RBC Cash Back MasterCard
Review
$0
no fee  
2% 
cash back up to 6K 
N/A 
 
Net Rewards
$180 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • Earn 2% cash back credits† on grocery store purchases.

  • Earn up to 1% cash back credits† on all other purchases and pre-authorized payments* made with your RBC Cash Back MasterCard.

  • Cash back credits accumulate automatically and appear on your monthly statement. You won't have to keep track of points.

  • Benefit from MasterCard's worldwide acceptance and the added convenience of MasterCard PayPass‡ - a new "contactless" way to pay. It is like having exact change wherever you go; a simple tap of your card is all it takes to pay at the checkout.

  • Additional cards for co-applicants and authorized users at no extra cost.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

Westjet RBC MasterCard

Review
$39
per year  
1 
point per $1 
1.25 
points at WestJet 
Net Rewards
$191 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • 1% in WestJet dollars for every $1 spent on the card. 1.5% in WestJet dollars for every $1 spent on the card for WestJet flights or WestJet Vacations‡ packages.

  • $50 WestJet dollars as a welcome bonus when you make your first purchase with the card.

  • Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.

  • Use your WestJet dollars just like cash towards all or part of your next WestJet flight or WestJet Vacations package* - whenever you want, wherever WestJet flies.

  • No blackout periods.

  • No seat restrictions.

  • No advance booking requirements.

  • Save - even on WestJet seat...
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $39
Annual Fee After First Year: $39

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

Walmart Rewards Mastercard

Review
$0
no fee  
1 
point per $1 
1.25 
points at Walmart 
Net Rewards
$195 Apply Now on Walmart's
secure website
Show Offer Details
Offer Summary

  • Earn Walmart Reward Dollars™ that you can use like cash

  • You can apply for the Walmart Rewards Mastercard in-store and online

  • Not available in Quebec

  • Earn 1.25% of your purchases in Walmart Rewards when you shop Walmart stores in Canad

  • Earn 1% of your purchases in Walmart Rewards anywhere else MasterCard® is accepted.

  • Walmart Rewards are earned in dollar equivalents, not points, so it's easy to know how much you have to redeem.

  • $15 in bonus Walmart Rewards for getting the card, using it once at Walmart and once anywhere MasterCard ® is accepted

  • $10 in bonus Walmart Rewards for going paperless...
Card Facts

Network:
Institution: Walmart
Type:

Fees & Interest

Purchase Interest Rate: 19.89%
Cash Advance Interest Rate: 21.49%%
Balance Transfer Interest Rate: 21.49%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $12000
Credit Needed: Good

Shell CashBack World MasterCard® from BMO
Review
$79
per year  
1.25% 
cash back per $1 
3% 
Cash back at Shell locations 
Net Rewards
$196
Show Offer Details
Offer Summary

  • 3% CashBack on every dollar you spend at Shell locations in Canada

  • 1.25% CashBack on every dollar you spend on purchases everywhere else

  • FREE Roadside Assistant ($69/year value)
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $79
Annual Fee After First Year: $79

Eligibility

Personal Income: $60000
Household Income: $
Credit Needed: Excellent

ECHO® Cashback MasterCard
Review
$0
no fee  
1.5% 
cash back on all purchases 
N/A 
 
Net Rewards
$213 Apply Now on National Bank's
secure website
Show Offer Details
Offer Summary

  • Earn 1.5% cashback on most online purchases, in grocery stores and on gas

  • Get unlimited 1% cashback on all other purchases

  • Apply your cashback as soon as you accumulate $25. You can even access your cashback on the go from any tablet or mobile device!

  • Purchase protection in case of theft or damage

  • Extended warranty

  • Conditions apply
Card Facts

Network:
Institution: National Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

National Bank World Mastercard

Review
$125
1st year free, $125 after  
2 
points per $1 
N/A 
 
Net Rewards
$216 Apply Now on National Bank's
secure website
Show Offer Details
Offer Summary

  • Earn up to 2 points on ALL card purchases* without restrictions!

  • From August 6 to November 11, 2018, you can earn 25% more points or cashback (as applicable) when you buy gas at our partner Ultramar.

  • Out-of-province-of-residence medical/hospital insurance

  • Trip cancellation/interruption, flight delay and baggage inssurance

  • Rental vehicule insurance

  • Travel assistance service

  • Purchase protection in case of theft or damage

  • Extended Warranty

  • Concierge service

  • Conditions apply
Card Facts

Network:
Institution: National Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $125

Eligibility

Personal Income: $60000
Household Income: $100000
Credit Needed: Excellent

MBNA Rewards Mastercard
Review
$0
no fee  
1 
point per $1 
5,000 
Bonus points 
Net Rewards
$230
Show Offer Details
Offer Summary

  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases

  • Receive 5,000 bonus MBNA Rewards points†† after your first eligible purchase

  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations

  • No annual fee
Card Facts

Network:
Institution: MBNA
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 24.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $
Credit Needed: Average

BMO Rewards MasterCard

Review
$0
no fee  
1 
point per $1 
20,000 
BMO Rewards welcome points 
Net Rewards
$270 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Welcome offer: Welcome offer: Get up to 20,000 BMO Rewards welcome points and a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.

  • Get 1 BMO Rewards point for every $1 spent

  • Earn faster with additional cardholders

  • Apply rewards toward the retail price of flights, hotels and more without mark-ups when you book through the BMO Reward Center

  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide
  • Extended Warranty

  • Purchase Protection

  • Zero Dollar Liability: protects you from unauthorized use of your credit card

  • BMO is...
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

BMO CashBack MasterCard

Review
$0
no fee  
1% 
cash back on all purchases 
4% 
Cash back 1st 4 months 
Net Rewards
$274 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Welcome offer: Get up to 4% cash back on every purchase in your first 4 months and a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*.

  • Earn 1% CashBack on ALL card purchases* without restrictions!*

  • No Annual fee*

  • Receive a discount on car rentals*

  • Extended Warranty*

  • Purchase Protection*

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • *Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

BMO SPC CashBack MasterCard
Review
$0
no fee  
1% 
cash back on all purchases 
4% 
cash back in your 1st 4 months  
Net Rewards
$274
Show Offer Details
Offer Summary

  • Welcome Offer: Get 4% cash back in your first 4 months to a maximum of $125 cash back

  • Earn 1% cash cack on ALL card purchases* without restrictions!

  • No annual fee

  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores

  • Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

  • Terms and conditions apply
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed: None

Tangerine Money-Back
Review
$0
no fee  
2% 
cash back on 3 categories of choice 
1.95% 
rate on transfers 1st 6 months 
Net Rewards
$279 Apply Now on Tangerine's
secure website
Show Offer Details
Offer Summary

  • New Clients will receive a Balance Transfer promotion of 1.95% for 6 months

  • Earn 2% Money-Back Rewards on purchases in up to three 2% Money-Back Categories of your choice 0.5% Money-Back Rewards on all other purchases

  • No annual fee

  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account

  • Free Cards for Authorized Users on your Account

  • No limit on the amount of Money-Back Rewards you can earn

  • Three 2% Money-Back Categories if you choose to have your Rewards deposited into your Tangerine Savings Account, or two 2% Money-Back...
Card Facts

Network:
Institution: Tangerine
Type:

Fees & Interest

Purchase Interest Rate: 19.95%
Cash Advance Interest Rate: 19.95%%
Balance Transfer Interest Rate: 1.95%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

BMO CashBack World Elite MasterCard

Review
$120
per year  
1.5% 
cash back on all purchases 
4% 
Cash back 1st 4 months 
Net Rewards
$300 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Welcome Offer: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months.

  • Earn 1.5% CashBack on ALL card purchases - without restrictions!

  • Complimentary membership in Mastercard Airport

  • Experiences provided by LoungeKey

  • Complimentary Roadside Assistance Program

  • BMO CashBack World Elite Travel and Medical Protection

  • Extended Warranty Plus

  • Purchase Protection Plus

  • BMO Concierge Service

  • Please note: the average cashback rewards calculator is based on your total monthly spend, and takes into account the welcome bonus.

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for...
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $120
Annual Fee After First Year: $120

Eligibility

Personal Income: $80000
Household Income: $150000
Credit Needed: Good

BMO CashBack® Business Mastercard
Review
$0
no fee  
6% 
cash back on categories 
N/A 
 
Net Rewards
$301
Show Offer Details
Offer Summary

  • Welcome Offer: Get 6% cash back on gas, office supplies and cell phone/internet bills for 4 months

  • Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments

  • 1.75% cash back at Shell®

  • 0.75% cash back on all other card purchases

  • 25 payment grace days

  • Optional Employee Cards - empower employees with delegated purchasing authority

  • Use your card at Costco locations across Canada

  • Our Liability Waiver Program protects your business against employee card abuse
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 20%
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $
Credit Needed: Good

MBNA Rewards World Elite
Review
$89
per year  
2 
point per $1 
10,000 
Bonus points 
Net Rewards
$371
Show Offer Details
Offer Summary

  • 2 MBNA rewards points for every $1 in eligible purchases‡

  • 10,000 bonus points†† with first eligible purchase

  • No limit to the points that can be earned in a year, points don't expire

  • Excellent redemption value

  • World Elite Benefits

  • Price Protection

  • Concierge Service

  • World Offers
Card Facts

Network:
Institution: MBNA
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 24.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $89
Annual Fee After First Year: $89

Eligibility

Personal Income: $70000
Household Income: $
Credit Needed: Good

WestJet RBC World Elite Mastercard
Review
$119
per year  
1.5 
points per $1 
2 
points at WestJet 
Net Rewards
$401 Apply Now on RBC Royal Bank's
secure website
Show Offer Details
Offer Summary

  • 1.5% in WestJet dollars on everyday purchases

  • 2% back in WestJet dollars on WestJet flights or WestJet Vacation packages using your card

  • Get 250 welcome WestJet dollars with your first purchase.

  • Free first checked bags for the primary cardholder

  • Receive an annual round-trip companion voucher and go anywhere WestJet flies - starting at $99 (plus tax,es fees and charges)

  • No blackout periods.

  • No seat restrictions.

  • No advance booking requirements.

  • Save on WestJet's seat sales.
Card Facts

Network:
Institution: RBC Royal Bank
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $119
Annual Fee After First Year: $119

Eligibility

Personal Income: $70000
Household Income: $150000
Credit Needed: Excellent

BMO AIR MILES World Elite MasterCard
Review
$120
1st year free, $120 after  
1 
mile per $10 
2,000 
Bonus Air Miles 
Net Rewards
$480 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Welcome Offer: Get 2,000 AIR MILES Bonus Miles after your first card purchase*

  • Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods*

  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, plus two annual complimentary passes
  • Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend

  • Earn Miles twice when you use your BMO AIR MILES Mastercard and show your AIR MILES Card at AIR MILES Partners

  • BMO AIR MILES World Elite Travel and Medical Protection

  • BMO Concierge Service

  • Use your card at Costco

  • BMO is not...
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $120

Eligibility

Personal Income: $80000
Household Income: $150000
Credit Needed: Good

BMO World Elite MasterCard
Review
$150
1st year free, $150 after  
3 
point per $1 on categories 
35,000 
Welcome bonus points 
Net Rewards
$542 Apply Now on Bank of Montreal's
secure website
Show Offer Details
Offer Summary

  • Welcome Offer: Get 35,000 welcome points (after you spend $3,000 in the first 3 months)

  • Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases

  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, plus four annual complimentary passes

  • Get 2 points for every $1 spent everywhere else* Points can be used to cover all flight charges & taxes Fly on any airline, with no blackout dates

  • Best in-class travel and medical insurance (unlimited trips per year)

  • BMO Concierge Service

  • BMO is not responsible for maintaining the content on this site. Please click on...
Card Facts

Network:
Institution: Bank of Montreal
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $150

Eligibility

Personal Income: $80000
Household Income: $150000
Credit Needed: Excellent
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