The American Express® Gold Rewards Credit Card
	Annual Fee $150	Interest Rate 30%	Min Income Any	Apply Now on American Express's secure website
Offer Details New American Express® Gold Rewards* Charge Card Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership. That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America. Earn 2 points for every $1 on eligible travel and everyday purchases. Earn one point for every $1 in Card purchases everywhere else. Transfer your points instantly 1:1 to Aeroplan®*4. You can also transfer your points to other frequent flyer and hotel rewards programs like Delta SkyMiles®, Asia Miles19, Etihad Guest20, Starwood Preferred Guest® and more Charge any eligible purchase to your Card then log in to redeem your points for a statement credit. Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline , fly any day, and even book right up to a day before departure. 1 Free Supplementary Gold Rewards Card (a $50 value*) to help you earn points faster As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply. Our Rating: Card Facts Network: American Express Institution: American Express Card Type: Rewards Reward Types: Travel Reward Point Value: $0.01 Fees & Interest Purchase Interest Rate: 30% Cash Advance Interest Rate: 3.00%% First Year Annual Fee: $150 Annual Fee After First Year: $150 Eligibility Personal Income: $20000 Household Income: $0 Credit Needed: Good Insurance Travel Accident: Included Travel Cancelation: Not available Travel Medical: Included Travel Intrerruption: Included Flight Delay: Included Baggage: Included Rental Vehicle: Included

The American Express Global Network is the third largest proprietary global electronic payment network in the world. Because American Express is also a bank in most cases the American Express credit card with be issued by American Express's proprietary bank. Cardholders are charged a 2.7% international transaction fee for transactions over the network. American Express is known to offer additional benefits and rewards for those that are willing to pay a higher membership cost.

The purchase interest rate for this credit card is: 30% percent annually. Also the cash advance rate is: 3.00% per year.

Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.

Travel interruption insurance is also included on this card. This type of insurance also referred to as trip delay insurance, applies in situations when you have to change flights after your initial departure date. Therefore this policy runs during your trip (from the departure to return date) and can be used when a trip has to be cut short or extended.

Travel medical insurance is included on this card. This type of insurance policy protects you and your family in the event that you need to receive urgent medical care while you are traveling. Expenses such as transportation fees, hospital stays, doctor's bills, prescriptions and many other medical situation can be incurred by booking trips on this credit card.

Flight delay insurance is also included on this card. This policy provides coverage in case your flight is delayed and you incur costs related to this unexpected event. Most cards only cover you up to a fixed amount per day that can be used towards meals and accommodations.

Delayed baggage insurance is included on this card. As it can be guessed from the name, this type of insurance protects travels against the loss or delay of checked baggage that is not delivered in a set amount of time. Normally credit cards offering this type of insurance have a maximum allowance for re-inbursement.

Car rental insurance is also included on this card. Collision and damage coverage is a popular feature on credit cards that can save you money. Without this insurance policy you could be spending anywhere from $16 - $25 per day for vehicle insurance if you don't have this coverage. However it's important to note that most credit cards do not provide liability coverage therefore any damage to other cars, property or people would not be covered.

Top Credit Cards 2022

American Express® AIR MILES®

American Express® AIR MILES® for Business

American Express® AIR MILES® Gold Business

American Express® AIR MILES® Platinum

Blue Sky